Dental Financing Options

Flexible Monthly Payments With Cherry

At Bay Valley Dental, we want to help you fit dental care into your budget. We offer financing through Cherry so you can split treatment costs into manageable monthly payments. Payment or approved financing is due when services are provided unless you have made other arrangements with our team.

Payment Methods

For your convenience, we accept cash, checks, Visa, Discover, Mastercard, and American Express. We also offer dental financing through Cherry for patients who prefer to pay over time.

Cash
Check
Visa
Discover
MasterCard
American Express

Cherry Payment Plans

Get the Care You Need With Payments That Fit Your Budget

Cherry offers a convenient way to spread the cost of dental treatment over time. Apply online without affecting your credit score, review your available options, and choose a payment plan that works for you. Qualifying patients may receive 0% APR financing.*

  • Simple Online Application: Apply using Bay Valley Dental’s Cherry application link.
  • No Impact to Your Credit Score When Applying: Cherry uses a soft credit check to evaluate your application.
  • Flexible Payment Options: If approved, review your available payment amounts and repayment terms before accepting a plan.
  • Qualifying 0% APR Options: Promotional financing may be available based on eligibility.*

Ask our team about Cherry and get help taking the next step toward your dental care.

Salinas Application

San Jose Application

*Financing is subject to approval. 0% APR and other promotional rates are subject to eligibility. Available amounts, rates, and repayment terms vary. Review your financing agreement for complete terms.

Cherry Financing FAQ

Use Bay Valley Dental’s Cherry application link to complete your application online. If approved, you can review your available financing options before choosing a payment plan. Our team can help you find the application link and explain how to use your approved funds for treatment.
Applying for Cherry involves a soft credit check, which does not affect your credit score. Once you accept a payment plan, Cherry reports payment activity to credit bureaus. Late or missed payments may negatively affect your credit.
Cherry can help you pay for eligible dental treatment at Bay Valley Dental, including restorative and cosmetic care along with clear aligners. Ask our team about financing your recommended treatment plan and any costs you would like to pay over time.
Yes. You can apply for Cherry to help cover eligible out-of-pocket treatment costs, including costs remaining after your dental insurance benefits have been applied. Financing is subject to approval.
Qualifying patients may have access to 0% APR payment plans. Eligibility and available terms vary, so review the options presented during checkout before accepting a plan.